American Funds 2020 Target Date Retirement Income FundRDCTX
Type
Mutual fund
Peer group
Target-date
Net assets
$14.4B
Expense ratio
0.65%
1-year return
+9.3%
3 years, a year
+11.1%
5 years, a year
+5.4%
Holdings
21
What it aims to do.
Depending on the proximity to its target date, which we define as the year that corresponds roughly to the year in which the investor expects to retire, the fund will seek to achieve the following objectives to varying degrees: growth, income and conservation of capital. The fund will increasingly emphasize income and conservation of capital by investing a greater portion of its assets in fixed income, equity-income and balanced funds as it continues past its target date. In this way, the fund seeks to balance total return and stability over time.
Top 10 holdings.
| Holding | % of fund |
|---|---|
| Income Fund Of America (The) (Ifa) | 12.34% |
| Bond Fund Of America (The) (Bfa) | 8.58% |
| American Balanced Fund (Ambal) | 7.69% |
| American Funds Inflation Linked Bond (Ilbf) | 7.29% |
| Intermediate Bond Fund Of America | 6.85% |
| Capital Income Builder (Cib) | 6.38% |
| American Mutual Fund (Amf) | 6.07% |
| American Funds Mortgage (Afmf) | 5.96% |
| Capital World Growth & Income Fund | 5.01% |
| Washington Mutual Investors Fund (Wmif) | 4.74% |
More on RDCTX.
- RDCTX overview
- RDCTX holdings
- RDCTX risk
- RDCTX costs
- RDCTX money in and out
- RDCTX share classes
- Compare RDCTX with other funds
Returns after fees, from the fund's SEC filings up to Aug 2026. Past returns are not a promise. Not financial advice.