Acnb CorpACNB

NasdaqFinanceState Commercial Banks
Price (close)
$63.73
Market cap
$648.1M
P/E
11.9x
Revenue (TTM)
$201.1M
Net income
$54.6M
Dividend yield
3.30%
1-year total return
48.8%
Net margin
27.1%
Revenue growth
24.9%
Debt / equity
0.76x

What Acnb Corp does.

ACNB Corporation, headquartered in Gettysburg, Pennsylvania, is the financial holding company for the wholly-owned subsidiaries of ACNB Bank, Gettysburg, Pennsylvania, and ACNB Insurance Services, Westminster, Maryland. Originally founded in 1857, ACNB Bank serves its marketplace with banking, mortgage and wealth management services, including trust and retail brokerage, via a network of 33 community banking offices and two loan offices located in the Pennsylvania counties of Adams, Berks, Cumberland, Franklin, Lancaster and York and the Maryland counties of Baltimore, Carroll and Frederick. ACNB Insurance Services, the Corporation’s insurance subsidiary, is a full-service agency licensed to do business in 46 states. The agency offers a broad range of property, casualty, health, life and disability insurance serving personal and commercial clients through office locations in Westminster, Maryland, and Gettysburg, Pennsylvania.

ACNB Corporation was formed in 1982, and became the bank holding company for ACNB Bank (formerly Adams County National Bank) in 1983. On July 1, 2017, ACNB Corporation completed the acquisition of New Windsor Bancorp, Inc. and its wholly-owned subsidiary, New Windsor State Bank, a Maryland state-chartered, FDIC-insured community bank headquartered in Taneytown, Maryland. On January 11, 2020, ACNB completed its acquisition of Frederick County Bancorp, Inc. and its wholly-owned subsidiary, Frederick County Bank, a Maryland state-chartered, FDIC-insured community bank headquartered in Frederick, Maryland. Effective February 1, 2025, ACNB closed the acquisition of Traditions Bancorp, Inc., holding company for Traditions Bank, York, Pennsylvania. Traditions was merged with and into a wholly-owned subsidiary of ACNB Corporation immediately followed by the merger of Traditions Bank with and into ACNB Bank. ACNB Bank is operating the former Traditions Bank offices as “Traditions Bank, A Division of ACNB Bank”. Traditions Bank operated eight community banking offices in South Central Pennsylvania which were included in the Acquisition. In April 2025, ACNB consolidated two of the eight Traditions Bank offices into nearby ACNB Bank offices.

Revenue and profit, by fiscal year.

Fiscal year202020212022202320242025
Revenue$93.2M$94.0M$108.9M$115.1M$132.2M$191.8M
Net income$18.4M$27.8M$35.8M$31.7M$31.8M$37.1M
Free cash flow$24.4M$40.5M$37.4M$39.4M$38.8M$52.6M

More on ACNB.

Figures from Acnb Corp's filings with the U.S. SEC, standardised automatically; prices are end-of-day closes. Not financial advice.