Pathward Financial, Inc.CASH

NasdaqFinanceNational Commercial Banks
Price (close)
$73.80
Market cap
$1.6B
P/E
8.9x
Revenue (TTM)
$825.8M
Net income
$175.8M
Dividend yield
0.27%
1-year total return
-1.6%
Net margin
21.3%
Revenue growth
-0.8%
Debt / equity
0.24x

What Pathward Financial, Inc. does.

Pathward Financial, a registered bank holding company ("BHC") that has elected to be a financial holding company ("FHC"), was incorporated in Delaware on June 14, 1993. Pathward Financial's principal assets are all the issued and outstanding shares of the Bank, a chartered national bank, the accounts of which are insured up to applicable limits by the Federal Deposit Insurance Corporation ("FDIC") as administrator of the Deposit Insurance Fund (“DIF”). Unless the context otherwise requires, references herein to the Company include Pathward Financial and the Bank, and all subsidiaries of Pathward Financial, direct or indirect, on a consolidated basis.

As a nationwide provider of payments and commercial finance products, the Company has offices across the country. The principal executive office is located at 5501 South Broadband Lane, Sioux Falls, South Dakota, 57108. Its telephone number at that address is (877) 497-7497. The Company is subject to comprehensive regulation and supervision. See "Regulation and Supervision" herein.

The Company's purpose of powering financial inclusion means individuals and businesses deserve access to financial solutions. It is why for the past two decades Pathward Financial has been building solutions to help those who have been underserved by traditional banking providers.

Revenue and profit, by fiscal year.

Fiscal year202020212022202320242025
Revenue$498.8M$549.9M$601.1M$727.7M$797.4M$839.9M
Net income$104.7M$141.7M$151.1M$143.3M$183.2M$185.9M
Free cash flow$455.0M$568.7M$281.9M$319.3M$478.7M$438.9M

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Figures from Pathward Financial, Inc.'s filings with the U.S. SEC, standardised automatically; prices are end-of-day closes. Not financial advice.