Commerce Bancshares Inc /Mo/CBSH
What Commerce Bancshares Inc /Mo/ does.
Commerce Bancshares, Inc., a bank holding company as defined in the Bank Holding Company Act of 1956, as amended, was incorporated under the laws of Missouri on August 4, 1966. Through a second tier wholly-owned bank holding company, it owns all the outstanding capital stock of Commerce Bank (the “Bank”), which is headquartered in Missouri. The Bank engages in general banking business, providing a broad range of retail, mortgage banking, corporate, investment, trust, and asset management products and services to individuals, businesses, and municipalities. Commerce Bancshares, Inc. also owns, directly or through the Bank, various non-banking subsidiaries. Their activities include private equity investment, securities brokerage, underwriting, specialty lending, and leasing activities. A list of Commerce Bancshares, Inc.'s subsidiaries is included as Exhibit 21.
Commerce Bancshares, Inc. and its subsidiaries (collectively, the "Company") is one of the nation’s top 50 bank holding companies, based on asset size. At December 31, 2025, the Company had consolidated assets of $32.9 billion, loans of $17.8 billion, deposits of $25.6 billion, and equity of $3.8 billion. The Company's principal markets, which are served by 140 branch facilities, are located primarily throughout Missouri, Kansas, and central Illinois, as well as Tulsa and Oklahoma City, Oklahoma and Denver, Colorado. Its two largest markets are St. Louis and Kansas City, which serve as central hubs for the Company. The Company also has offices in Dallas, Houston, Cincinnati, Nashville, Des Moines, Indianapolis, Grand Rapids, and Naples that support customers in its commercial and/or wealth segments and operates a commercial payments business with sales representatives covering the continental United States of America (“U.S.”).
Revenue and profit, by fiscal year.
| Fiscal year | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| Revenue | $1.3B | $1.4B | $1.5B | $1.6B | $1.7B | $1.8B |
| Net income | $354.1M | $530.8M | $488.4M | $477.1M | $526.3M | $566.3M |
| Free cash flow | $590.9M | $541.0M | $494.2M | $400.7M | $531.7M | $592.4M |
More on CBSH.
- Commerce Bancshares Inc /Mo/ summary
- Commerce Bancshares Inc /Mo/ financial statements
- Commerce Bancshares Inc /Mo/ key metrics
- Commerce Bancshares Inc /Mo/ health scores and style box
- Commerce Bancshares Inc /Mo/ earnings
- Commerce Bancshares Inc /Mo/ dividends
- Commerce Bancshares Inc /Mo/ valuation
- Commerce Bancshares Inc /Mo/ ownership and insiders
- Commerce Bancshares Inc /Mo/ peers
Figures from Commerce Bancshares Inc /Mo/'s filings with the U.S. SEC, standardised automatically; prices are end-of-day closes. Not financial advice.