Community Financial System, Inc.CBU
What Community Financial System, Inc. does.
Community Financial System, Inc. (the “Company”) was incorporated on April 15, 1983, under the Delaware General Corporation Law. Its principal office is located at 333 Butternut Drive, Syracuse, New York 13214. The Company’s business philosophy is to operate as a diversified financial services enterprise providing a broad array of banking and other financial services to retail, commercial, institutional and governmental customers. The Company is a registered financial holding company which wholly-owns two significant subsidiaries: Community Bank, N.A. (the “Bank” or “CBNA”), and Benefit Plans Administrative Services, Inc. (“BPAS”). As of December 31, 2025, BPAS owns five subsidiaries: Benefit Plans Administrative Services, LLC (“BPA”), a provider of defined contribution plan administration services; Northeast Retirement Services, LLC (“NRS”), a provider of institutional transfer agency, master recordkeeping services, fund administration, trust, and retirement plan services; BPAS Actuarial & Pension Services, LLC (“BPAS-APS”), a provider of actuarial and benefit consulting services; BPAS Trust Company of Puerto Rico, a provider of trust and benefit plan administration services; and Hand Benefits & Trust Company (“HB&T”), a provider of collective investment fund administration and institutional trust services. NRS owns one subsidiary, Global Trust Company, Inc. (“GTC”), a non-depository trust company which provides fiduciary services for collective investment trusts and other products. HB&T owns one subsidiary, Hand Securities, Inc. (“HSI”), an introducing broker-dealer.
Revenue and profit, by fiscal year.
| Fiscal year | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| Revenue | $596.8M | $620.6M | $679.4M | $652.1M | $746.3M | $818.0M |
| Net income | $164.7M | $189.7M | $188.1M | $131.9M | $182.5M | $210.5M |
| Free cash flow | $164.7M | $189.2M | $201.7M | $209.8M | $221.6M | $233.3M |
More on CBU.
- Community Financial System, Inc. summary
- Community Financial System, Inc. financial statements
- Community Financial System, Inc. key metrics
- Community Financial System, Inc. health scores and style box
- Community Financial System, Inc. earnings
- Community Financial System, Inc. dividends
- Community Financial System, Inc. valuation
- Community Financial System, Inc. ownership and insiders
- Community Financial System, Inc. peers
Figures from Community Financial System, Inc.'s filings with the U.S. SEC, standardised automatically; prices are end-of-day closes. Not financial advice.