Americas Carmart IncCRMT

NasdaqConsumer SpendingRetail-Auto Dealers & Gasoline Stations
Price (close)
$1.06
Market cap
$8.8M
P/E
—
Revenue (TTM)
$1.1B
Net income
-$202.4M
Dividend yield
—
1-year total return
-96.5%
Net margin
-18.6%
Revenue growth
-21.6%
Debt / equity
—

What Americas Carmart Inc does.

America’s Car-Mart, Inc., a Texas corporation (the “Company”), is one of the largest publicly held automotive retailers in the United States focused exclusively on the “Integrated Auto Sales and Finance” segment of the used car market. References to the Company include the Company’s consolidated subsidiaries. The Company’s operations are principally conducted through its two operating subsidiaries, America’s Car Mart, Inc., an Arkansas corporation (“Car-Mart of Arkansas”), and Colonial Auto Finance, Inc., an Arkansas corporation (“Colonial”). Collectively, Car-Mart of Arkansas and Colonial are referred to herein as “Car-Mart.” The Company primarily sells older model used vehicles and provides financing for substantially all of its customers. Many of the Company’s customers have limited financial resources and would not qualify for conventional financing as a result of limited credit histories or past credit problems. As of April 30, 2026, the Company operated 94 dealerships located primarily in small cities throughout the South-Central United States.

In light of the Company's current liquidity position, the Company's near-term business strategy is focused on stabilizing operations and preserving financial flexibility. Those near-term priorities include:

Revenue and profit, by fiscal year.

Fiscal year202120222023202420252026
Revenue$909.7M$1.2B$1.4B$1.4B$1.4B$1.3B
Net income$104.8M$95.0M$20.4M-$31.4M$17.9M-$139.1M
Free cash flow-$62.8M-$135.0M-$157.8M-$80.0M-$52.7M$63.1M

More on CRMT.

Figures from Americas Carmart Inc's filings with the U.S. SEC, standardised automatically; prices are end-of-day closes. Not financial advice.