Citizens Community Bancorp Inc.CZWI
What Citizens Community Bancorp Inc. does.
Citizens Community Bancorp, Inc. (the “Company”) is a Maryland corporation organized in 2004. The Company is a bank holding company and is subject to regulation by the Office of the Comptroller of the Currency (“OCC”) and by the Federal Reserve Bank. Our primary activities consist of holding the stock of our wholly-owned subsidiary bank, Citizens Community Federal N.A. (the “Bank”), and providing commercial, agricultural and consumer banking activities through the Bank. At December 31, 2025, we had approximately $1.782 billion in total assets, $1.524 billion in deposits, and $187.9 million in equity.
The Bank is a federally chartered National Bank serving customers in Wisconsin and Minnesota through 21 full-service branch locations. Its primary markets include the Chippewa Valley Region in Wisconsin, the Twin Cities and Mankato markets in Minnesota, and various rural communities around these areas. The Bank offers traditional community banking services to businesses, Agricultural operators and consumers, including one-to-four family residential mortgages.
We maintain a website at www.ccf.us. We make available through that website, free of charge, copies of our Annual Reports on Form 10-K, Quarterly Reports on Form 10-Q, Current Reports on Form 8-K, proxy statements for our annual stockholders’ meetings and amendments to those reports or documents, as soon as reasonably practicable after we electronically file those materials with, or furnish them to, the Securities and Exchange Commission (“SEC”). We are not including the information contained on or available through our website as a part of, or incorporating such information by reference into, this Annual Report on Form 10-K. The SEC also maintains a website at www.sec.gov that contains reports, proxy statements and other information regarding SEC registrants.
Revenue and profit, by fiscal year.
| Fiscal year | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| Revenue | $68.7M | $69.5M | $66.8M | $58.6M | $56.6M | $62.3M |
| Net income | $12.7M | $21.3M | $17.8M | $13.1M | $13.8M | $14.4M |
| Free cash flow | $21.2M | $17.8M | $25.7M | $11.8M | $19.5M | $10.4M |
More on CZWI.
- Citizens Community Bancorp Inc. summary
- Citizens Community Bancorp Inc. financial statements
- Citizens Community Bancorp Inc. key metrics
- Citizens Community Bancorp Inc. health scores and style box
- Citizens Community Bancorp Inc. earnings
- Citizens Community Bancorp Inc. dividends
- Citizens Community Bancorp Inc. valuation
- Citizens Community Bancorp Inc. ownership and insiders
- Citizens Community Bancorp Inc. peers
Figures from Citizens Community Bancorp Inc.'s filings with the U.S. SEC, standardised automatically; prices are end-of-day closes. Not financial advice.