Eagle Financial Services IncEFSI
What Eagle Financial Services Inc does.
Eagle Financial Services, Inc. is a bank holding company that was incorporated in 1991. The company is headquartered in Berryville, Virginia and conducts its operations through its subsidiary, Bank of Clarke (the “Bank”). The Bank is chartered under Virginia law. For purposes of this annual report on Form 10-K, the terms the "Company," "our," "us" and "we" refer to Eagle Financial Services, Inc. and our subsidiary as a combined entity, unless this report otherwise indicates or the context otherwise requires.
The Bank has fifteen full-service branches, one loan production office, one wealth management office and one drive-through only facility. The Bank’s main office is located at 2 East Main Street in Berryville, Virginia. The Bank opened for business on April 1, 1881. The Bank's market area is located in the Shenandoah Valley of Virginia, Northern Virginia and Frederick, Maryland. The Bank has Virginia offices located in Clarke County, Frederick County, Fauquier County, Loudoun County and Fairfax County, as well as the towns of Leesburg and Purcellville and the City of Winchester. The Bank has a Maryland office located in Frederick.
The Bank offers a wide range of retail and commercial banking services, including demand, savings and time deposits and consumer, mortgage and commercial loans. The Bank has fourteen ATM locations in its trade area and issues debit cards to deposit customers. These cards can be used to withdraw cash at most ATMs through the Bank’s membership in both regional and national networks. The Bank offers telephone banking, internet banking, and mobile banking to its customers. Internet banking also offers online bill payment to consumer and commercial customers. The Bank offers other commercial deposit account services such as ACH origination and remote deposit capture.
Revenue and profit, by fiscal year.
| Fiscal year | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| Revenue | $44.2M | $236,000 | $3,000 | $0 | $72.8M | $69.5M |
| Net income | $11.2M | $11.0M | $14.5M | $9.4M | $15.3M | $8.2M |
| Free cash flow | $10.6M | $15.9M | $13.0M | $5.8M | $17.7M | $24.3M |
More on EFSI.
- Eagle Financial Services Inc summary
- Eagle Financial Services Inc financial statements
- Eagle Financial Services Inc key metrics
- Eagle Financial Services Inc health scores and style box
- Eagle Financial Services Inc earnings
- Eagle Financial Services Inc dividends
- Eagle Financial Services Inc valuation
- Eagle Financial Services Inc ownership and insiders
- Eagle Financial Services Inc peers
Figures from Eagle Financial Services Inc's filings with the U.S. SEC, standardised automatically; prices are end-of-day closes. Not financial advice.