First Commonwealth Financial Corp /Pa/FCF
What First Commonwealth Financial Corp /Pa/ does.
First Commonwealth Financial Corporation (“First Commonwealth,” the “Company” or “we”) is a financial holding company headquartered in Indiana, Pennsylvania. First Commonwealth's operating subsidiaries include First Commonwealth Bank ("FCB" or the "Bank"), First Commonwealth Insurance Agency, Inc. ("FCIA") and FRAMAL. We provide a diversified array of consumer and commercial banking services through our bank subsidiary, FCB. We also provide trust and wealth management services through FCB and offer insurance products through FCIA. At December 31, 2025, we had total assets of $12.3 billion, total loans of $9.8 billion, total deposits of $10.3 billion and shareholders’ equity of $1.6 billion. Our principal executive office is located at 601 Philadelphia Street, Indiana, Pennsylvania 15701, and our telephone number is (724) 349-7220.
FCB is a Pennsylvania bank and trust company. At December 31, 2025, the Bank operated 126 community banking offices in 30 counties throughout western and central Pennsylvania and throughout Ohio, as well as commercial lending operations in Business Centers in Canfield, Canton, Hudson, Independence and Lewis Center, Ohio and Pittsburgh and Berwyn Pennsylvania. The Bank also operates a network of 132 automated teller machines, or ATMs, at various branch offices and offsite locations. All of our ATMs are part of the NYCE and MasterCard/Cirrus networks, both of which operate nationwide. The Bank is also a member of the Allpoint ATM network, which allows surcharge-free access to over 55,000 ATMs and the “Freedom ATM Alliance,” which affords cardholders surcharge-free access to a network of over 350 ATMs in over 50 counties in Pennsylvania, Maryland, New York, and Ohio.
Revenue and profit, by fiscal year.
| Fiscal year | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| Revenue | $362.7M | $385.3M | $410.9M | $482.3M | $478.1M | $522.9M |
| Net income | $73.4M | $138.3M | $128.2M | $157.1M | $142.6M | $152.3M |
| Free cash flow | $98.1M | $154.4M | $140.2M | $128.7M | $113.9M | $171.5M |
More on FCF.
- First Commonwealth Financial Corp /Pa/ summary
- First Commonwealth Financial Corp /Pa/ financial statements
- First Commonwealth Financial Corp /Pa/ key metrics
- First Commonwealth Financial Corp /Pa/ health scores and style box
- First Commonwealth Financial Corp /Pa/ earnings
- First Commonwealth Financial Corp /Pa/ dividends
- First Commonwealth Financial Corp /Pa/ valuation
- First Commonwealth Financial Corp /Pa/ ownership and insiders
- First Commonwealth Financial Corp /Pa/ peers
Figures from First Commonwealth Financial Corp /Pa/'s filings with the U.S. SEC, standardised automatically; prices are end-of-day closes. Not financial advice.