HomeTrust Bancshares, Inc.HTB
What HomeTrust Bancshares, Inc. does.
HomeTrust Bancshares, Inc., a Maryland corporation, was formed for the purpose of becoming the holding company for HomeTrust Bank in connection with the Bank’s conversion from mutual to stock form, which was completed on July 10, 2012. As a bank holding company and financial holding company, we are regulated by the Federal Reserve. At December 31, 2025, the Company had consolidated total assets of $4.5 billion, total deposits of $3.7 billion and stockholders’ equity of $600.7 million. The Company has not engaged in any significant activity other than holding the stock of the Bank. Accordingly, the information set forth in this Form 10-K, including the audited consolidated financial statements and related data, relates primarily to the Bank and its subsidiary. As a North Carolina state-chartered bank, and member of the FRB, the Bank's primary regulators are the NCCOB and the Federal Reserve. The Bank's deposits are federally insured up to applicable limits by the FDIC. The Bank is a member of the FHLB of Atlanta, which is one of the 11 regional banks in the FHLB System. Our headquarters is located in Asheville, North Carolina.
The Bank was originally formed in 1926. Between the fiscal years of 1996 and 2011, HomeTrust Bank's Board of Directors and executive management expanded the Bank beyond its historical Asheville market and created a unique partnership through which hometown community banks could combine their financial resources to achieve a shared vision. These actions resulted in mergers between six established banks located in Tryon, Shelby, Eden, Lexington and Cherryville, North Carolina.
Revenue and profit, by fiscal year.
| Fiscal year | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | $203.0M | $213.1M |
| Net income | — | — | — | — | $54.8M | $64.4M |
| Free cash flow | — | — | — | — | $42.4M | $45.3M |
More on HTB.
- HomeTrust Bancshares, Inc. summary
- HomeTrust Bancshares, Inc. financial statements
- HomeTrust Bancshares, Inc. key metrics
- HomeTrust Bancshares, Inc. health scores and style box
- HomeTrust Bancshares, Inc. earnings
- HomeTrust Bancshares, Inc. dividends
- HomeTrust Bancshares, Inc. valuation
- HomeTrust Bancshares, Inc. ownership and insiders
- HomeTrust Bancshares, Inc. peers
Figures from HomeTrust Bancshares, Inc.'s filings with the U.S. SEC, standardised automatically; prices are end-of-day closes. Not financial advice.