International Bancshares CorpIBOC
What International Bancshares Corp does.
We are a registered multibank financial holding company providing a diversified range of commercial and retail banking services in our main banking and branch facilities located in north, south, central, and southeast Texas and the State of Oklahoma. We were organized and we operate as a bank holding company within the meaning of the Bank Holding Company Act of 1956 (BHCA). As a bank holding company, we may own one or more banks and may engage in activities closely related to banking. In this regard, we are subject to supervision and regulation by the Board of Governors of the Federal Reserve System (FRB). In addition, all five of our wholly owned banking subsidiaries are members of and subject to regulation by the Federal Deposit Insurance Corporation (FDIC). Our principal corporate offices are located in Laredo, Texas.
Our principal assets at December 31, 2025, consisted of all the outstanding capital stock of four Texas state banking associations and one Oklahoma state banking corporation as follows:
Our philosophy focuses on customer service as represented by the motto, “We Do More.” Our Subsidiary Banks maintain a strong commitment to their local communities by, among other things, appointing selected community members to local advisory boards. These local advisory boards help to direct the operations of the branches of each Subsidiary Bank under the supervision of the Subsidiary Bank’s board of directors, assist in developing or modifying our products and services to meet local customer needs, and introduce prospective customers to our many products and services.
Revenue and profit, by fiscal year.
| Fiscal year | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| Revenue | $538.5M | $593.6M | $674.8M | $833.4M | $833.6M | $842.2M |
| Net income | $167.3M | $253.9M | $300.2M | $411.8M | $409.2M | $412.3M |
| Free cash flow | $298.4M | $281.3M | $368.7M | $446.9M | $459.8M | $472.9M |
More on IBOC.
- International Bancshares Corp summary
- International Bancshares Corp financial statements
- International Bancshares Corp key metrics
- International Bancshares Corp health scores and style box
- International Bancshares Corp earnings
- International Bancshares Corp dividends
- International Bancshares Corp valuation
- International Bancshares Corp ownership and insiders
- International Bancshares Corp peers
Figures from International Bancshares Corp's filings with the U.S. SEC, standardised automatically; prices are end-of-day closes. Not financial advice.