Isabella Bank CorpISBA

NasdaqFinanceState Commercial Banks
Price (close)
$37.40
Market cap
$285.3M
P/E
14.3x
Revenue (TTM)
$85.3M
Net income
$20.0M
Dividend yield
2.99%
1-year total return
8.3%
Net margin
23.4%
Revenue growth
16.3%
Debt / equity
—

What Isabella Bank Corp does.

Isabella Bank Corporation is a registered financial holding company registered under the BHC Act. The Corporation was incorporated in September 1988 under Michigan law. The Corporation’s wholly owned subsidiary, Isabella Bank, has 31 offices located throughout Bay, Clare, Gratiot, Isabella, Mecosta, Midland, Montcalm, and Saginaw counties. The area includes significant agricultural production, manufacturing, retail, gaming and tourism, and several colleges and universities.

As used in Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations as well as in Item 8. Financial Statements and Supplementary Data, references to “we,” “our,” “us,” and “the Corporation” refer to Isabella Bank Corporation, a Michigan corporation and registered financial holding company, our wholly-owned banking subsidiary, Isabella Bank, and our other consolidated subsidiaries. References to “the Bank” refer to Isabella Bank.

The Bank is a community bank with a focus on providing high quality, personalized service at a fair price. We offer a broad array of banking and wealth management services to businesses, institutions, individuals, and their families. We compete with other commercial banks, savings and loan associations, mortgage brokers, finance companies, credit unions, retail brokerage firms, and other companies providing financial services.

Revenue and profit, by fiscal year.

Fiscal year202020212022202320242025
Revenue$64.8M$66.5M$74.1M$71.8M$70.4M$78.5M
Net income$10.9M$19.5M$22.2M$18.2M$13.9M$18.9M
Free cash flow$20.5M$23.9M$23.7M$20.1M$17.5M$23.3M

More on ISBA.

Figures from Isabella Bank Corp's filings with the U.S. SEC, standardised automatically; prices are end-of-day closes. Not financial advice.