Jiayin Group Inc.JFIN
What Jiayin Group Inc. does.
We and the VIE Group are one of the leading fintech platforms in China committed to facilitating effective, transparent, secure and fast connections between underserved individual borrowers and financial institutions. We and the VIE Group operate a highly secure and open platform with a comprehensive risk management system and a proprietary and effective risk assessment model which employs advanced big data analytics and sophisticated algorithms to accurately assess the risk profiles of potential borrowers. Our and the VIE Group’s online platform embraces significant opportunities presented by a financial system that leaves many creditworthy individuals underserved. We and the VIE Group provide borrowers with fast and convenient access to credit at affordable and competitive rates.
We and the VIE Group strategically focus on facilitating consumer loans primarily with a term of no more than 12 months, as we and the VIE Group believe such loan facilitation services are best positioned to generate attractive returns for our and the VIE Group’s funding partners, and at the same time, capture the financing needs of qualified borrowers. With a highly scalable capital-light business model, we and the VIE Group have been able to grow our and the VIE Group’s platform and reinforce our and the VIE Group’s strengths through network effects.
Revenue and profit, by fiscal year.
| Fiscal year | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| Revenue | $1.3B | $1.8B | $3.3B | $5.5B | $5.8B | $6.2B |
| Net income | $252.9M | $472.1M | $1.2B | $1.3B | $1.1B | $1.5B |
| Free cash flow | -$36.4M | $181.8M | $116.1M | $358.0M | $686.4M | $622.3M |
More on JFIN.
- Jiayin Group Inc. summary
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- Jiayin Group Inc. health scores and style box
- Jiayin Group Inc. earnings
- Jiayin Group Inc. dividends
- Jiayin Group Inc. valuation
- Jiayin Group Inc. ownership and insiders
- Jiayin Group Inc. peers
Figures from Jiayin Group Inc.'s filings with the U.S. SEC, standardised automatically; prices are end-of-day closes. Not financial advice.