KB Financial Group Inc.KB
What KB Financial Group Inc. does.
We are one of the largest financial holding companies in Korea, in terms of consolidated total assets, and our operations include Kookmin Bank, one of the leading commercial banks in Korea. Our subsidiaries collectively engage in a broad range of businesses, including commercial banking, credit cards, asset management, non-life and life insurance, capital markets activities and international banking and finance. As of December 31, 2025, we had consolidated total assets of ￦798 trillion, consolidated total deposits of ￦462 trillion and consolidated total equity of ￦61 trillion.
As part of our commercial banking activities, we provide credit and related financial services to individuals, small- and medium-sized enterprises and large corporate customers. We also provide a full range of deposit products and related services to both individuals and enterprises of all sizes. We provide these services predominantly through Kookmin Bank.
By their nature, our core consumer and small- and medium-sized enterprise operations place a high premium on customer access and convenience. Our combined banking network of 771 branches as of December 31, 2025, one of the most extensive in Korea, provides a solid foundation for our business and is a major source of our competitive strength. This network provides us with a large, stable and cost effective funding source, enables us to provide our customers convenient access and gives us the ability to provide the customer attention and service essential to conducting our business, particularly in an increasingly competitive environment. Our branch network is supplemented by our advanced digital platforms, including KB Star Banking. As of December 31, 2025, we had a customer base of approximately 39.0 million retail customers, which represented over one-half of the Korean population.
Revenue and profit, by fiscal year.
| Fiscal year | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|
| Revenue | $11.43T | $12.49T | $14.48T | $13.78T | $16.23T | $11.02T |
| Net income | $3.31T | $3.47T | $4.41T | $4.11T | $4.59T | $5.08T |
| Free cash flow | $8.79T | -$8.84T | -$2.31T | $4.46T | $3.76T | $3.68T |
More on KB.
- KB Financial Group Inc. summary
- KB Financial Group Inc. financial statements
- KB Financial Group Inc. key metrics
- KB Financial Group Inc. health scores and style box
- KB Financial Group Inc. earnings
- KB Financial Group Inc. dividends
- KB Financial Group Inc. valuation
- KB Financial Group Inc. ownership and insiders
- KB Financial Group Inc. peers
Figures from KB Financial Group Inc.'s filings with the U.S. SEC, standardised automatically; prices are end-of-day closes. Not financial advice.