loanDepot, Inc.LDI
What loanDepot, Inc. does.
We are a leading provider of lending solutions that make the American dream of homeownership more accessible and achievable for all, especially the increasingly diverse communities of first-time homebuyers, through a broad suite of lending and real estate services that simplify one of life's most complex transactions. We launched our business in 2010 to disrupt the legacy mortgage industry and make obtaining a mortgage a positive experience for consumers. Our goal is to be the lender of choice for consumers and the employer of choice by being a company that operates on sound principles of exceptional value, ethics, and transparency. We offer a wide variety of loan products and our in-house servicing platform complements our loan origination strategy. We were the fifth largest retail-focused non-bank mortgage originator and the ninth largest overall retail originator during 2025 (based on data, published by Inside Mortgage Finance on February 12, 2026).
During 2024 and 2025, the U.S. residential mortgage market continued to experience the impact of geopolitical risks and inflation. While the Federal Reserve lowered the Federal Funds rate three times in 2025, market concerns regarding, among other things, the long-term impacts of tariff policy and inflation resulted in long-term rates remaining elevated. The heightened rate environment negatively affected the affordability and loan qualification of homebuyers, contributed to the “lock-in” effect of borrowers that secured lower long-term interest rates during 2020 and 2021 giving rise to a lack of supply of homes available for sale and decreased demand for refinancing, shrinking mortgage loan origination volumes.
Revenue and profit, by fiscal year.
| Fiscal year | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| Revenue | $4.3B | $3.7B | $1.3B | $974.0M | $1.1B | $1.2B |
| Net income | $0 | $113.5M | -$273.0M | -$110.1M | -$98.3M | -$62.6M |
| Free cash flow | -$2.1B | -$1.5B | $4.4B | -$194.8M | -$884.7M | -$734.6M |
More on LDI.
- loanDepot, Inc. summary
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- loanDepot, Inc. health scores and style box
- loanDepot, Inc. earnings
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- loanDepot, Inc. valuation
- loanDepot, Inc. ownership and insiders
- loanDepot, Inc. peers
Figures from loanDepot, Inc.'s filings with the U.S. SEC, standardised automatically; prices are end-of-day closes. Not financial advice.