LexinFintech Holdings Ltd.LX

NasdaqFinanceFinance Services

Price (close)

$0.75

Market cap

—

P/E

—

Revenue (FY)

$13.2B

Net income

$1.7B

Dividend yield

25.12%

1-year total return

-85.5%

Net margin

12.8%

Revenue growth

-7.4%

Debt / equity

0.09x

What LexinFintech Holdings Ltd. does.

We are a leading consumer finance technology company in China with a decade-long operating history. Upholding financial risk management as our operational cornerstone, we strive to apply advanced technologies such as AI and big data to form an online risk assessment and management system based on quantitative decision-making. Leveraging Lexin’s unique consumption ecosystem that integrates online consumer financing, offline inclusive financing, fintech empowerment services, and e-commerce platforms, we efficiently connect financial institutions with consumers through technology and financial services, offering convenient and speedy finance services to young generation consumers in China.

With our technology capabilities, our offerings to financial partners span from multi-channel online intelligent marketing and customer acquisition, offline channel customer acquisition, product design and operation for diversified consumer financing and inclusive financing, customer risk assessment and operation, and post-loan services for loan products. Our core competencies include:

• Unique Lexin consumption ecosystem that integrates online consumer financing, offline inclusive financing, fintech empowerment services, and e-commerce platforms, fostering mutual collaboration and synergy;

Revenue and profit, by fiscal year.

Fiscal year	2020	2021	2022	2023	2024	2025
Revenue	$11.6B	$11.4B	$9.9B	$13.1B	$14.2B	$13.2B
Net income	$595.0M	$2.3B	$819.8M	$1.1B	$1.1B	$1.7B
Free cash flow	-$297.6M	$2.5B	-$91.5M	$2.6B	$834.4M	$3.3B

More on LX.

Figures from LexinFintech Holdings Ltd.'s filings with the U.S. SEC, standardised automatically; prices are end-of-day closes. Not financial advice.