MetroCity Bankshares, Inc.MCBS

NasdaqFinanceState Commercial Banks
Price (close)
$34.80
Market cap
$1.0B
P/E
12.5x
Revenue (TTM)
$182.4M
Net income
$79.9M
Dividend yield
3.10%
1-year total return
25.1%
Net margin
43.8%
Revenue growth
24.7%
Debt / equity
—

What MetroCity Bankshares, Inc. does.

MetroCity Bankshares, Inc. (the “Company”), a bank holding company incorporated in 2014 and headquartered in the Atlanta metropolitan area. We primarily operate through our wholly-owned banking subsidiary, Metro City Bank, a Georgia state-chartered commercial bank that was founded in 2006 (the “Bank”). We currently operate 29 full-service branch locations in multi-ethnic communities in Alabama, California, Florida, Georgia, New York, New Jersey, Texas and Virginia. As of December 31, 2025, we had total assets of $4.77 billion, total loans held for investment of $4.08 billion, total deposits of $3.65 billion and total shareholders’ equity of $544.2 million.

We are a full-service commercial bank focused on delivering personalized service in an efficient and reliable manner to the small-to medium-sized businesses and individuals in our markets, including many customers in diverse and multi-ethnic communities in growing metropolitan markets in the Eastern U.S., Texas and California. We offer a suite of loan and deposit products tailored to meet the needs of the businesses of our customers. Through our diverse and experienced management team and talented employees, we are able to speak the language of our customers and provide them with services and products in a culturally competent manner.

Revenue and profit, by fiscal year.

Fiscal year202020212022202320242025
Revenue$93.3M$137.9M$137.7M$119.7M$141.2M$155.6M
Net income$36.4M$61.7M$62.6M$51.6M$64.5M$68.5M
Free cash flow$142.0M$65.0M$132.3M$77.2M$62.2M$37.0M

More on MCBS.

Figures from MetroCity Bankshares, Inc.'s filings with the U.S. SEC, standardised automatically; prices are end-of-day closes. Not financial advice.