What MainStreet Bancshares, Inc. does.

As used herein, the “Company,” “we,” “our,” and “us” refer to MainStreet Bancshares, Inc., and the “Bank” refers to MainStreet Bank.

MainStreet Bancshares, Inc. is a financial holding company that owns 100% of MainStreet Bank and MainStreet Community Capital, LLC. On October 12, 2021, the Company filed an election to be a financial holding company with the Board of Governors of the Federal Reserve System (the “Federal Reserve”). The Company elected financial holding company status in order to engage in a broader range of financial activities than are permitted for bank holding companies generally. We emphasize providing responsive and personalized services to our clients. Due to the consolidation of financial institutions in our primary market area, we believe there is a significant opportunity for a local bank to provide a full range of financial services. By offering highly professional, personalized banking products and service delivery methods and employing advanced banking technologies, we seek to distinguish ourselves from larger, regional banks operating in our market area and are able to compete effectively with other community banks.

MainStreet Bancshares Inc. is a bank holding company incorporated under the laws of the Commonwealth of Virginia whose principal activity is the ownership and management of MainStreet Bank and MainStreet Community Capital, LLC. The Company is authorized to issue 15,000,000 shares of common stock, par value $4.00 per share. Additionally, the Company is authorized to issue 2,000,000 shares of preferred stock, par value $1.00 per share. There were 7,496,571, shares of common stock outstanding and 28,750 shares of 7.50% Series A Fixed-Rate Non-Cumulative Perpetual Preferred Stock outstanding at December 31, 2025. At that date, there were also outstanding 1,150,000 depositary shares, each representing a 1/40 th interest in a share of the Company’s Series A Preferred Stock, with a liquidation preference of $1,000 per share (equivalent to $25 per depositary share).

Revenue and profit, by fiscal year.

More on MNSB.

• MainStreet Bancshares, Inc. summary
• MainStreet Bancshares, Inc. financial statements
• MainStreet Bancshares, Inc. key metrics
• MainStreet Bancshares, Inc. health scores and style box
• MainStreet Bancshares, Inc. earnings
• MainStreet Bancshares, Inc. dividends
• MainStreet Bancshares, Inc. valuation
• MainStreet Bancshares, Inc. ownership and insiders
• MainStreet Bancshares, Inc. peers

Figures from MainStreet Bancshares, Inc.'s filings with the U.S. SEC, standardised automatically; prices are end-of-day closes. Not financial advice.