nCino, Inc.NCNO

NasdaqTechnologyServices-Prepackaged Software
Price (close)
$19.97
Market cap
$2.1B
P/E
62.5x
Revenue (TTM)
$622.2M
Net income
$33.6M
Dividend yield
—
1-year total return
-29.1%
Net margin
5.4%
Revenue growth
8.6%
Debt / equity
0.30x

What nCino, Inc. does.

As employees at financial institutions (“FIs”) do their daily work and serve their clients, they often face inefficiencies from disparate systems, broken workflows, manual processes, and the inability to utilize their data effectively. This negatively impacts risk management, decision making, and the experiences of bankers and their clients. FIs need a unified platform that helps them reengineer every experience, from managing complex credit portfolios to streamlining account onboarding and loan origination.

nCino helps FIs of all sizes optimize their operations by embedding banking intelligence directly into the tools FI employees already use. nCino's data foundation, which was developed from the workflows, decisions, and outcomes of financial institutions, enables our platform to deliver artificial intelligence (“AI”)-driven capabilities across our solutions. With the nCino Platform, FIs can:

• Operate More Intelligently . AI is reshaping the financial services industry, and nCino is helping FIs navigate the change effectively. We embed banking-specific intelligence directly into every stage of the customer lifecycle, turning our deep data foundation into actionable insights, automated workflows, and smarter decision-making across the nCino Platform.

Revenue and profit, by fiscal year.

Fiscal year202120222023202420252026
Revenue$204.3M$273.9M$408.3M$476.5M$540.7M$594.8M
Net income-$40.5M-$49.4M-$102.7M-$42.3M-$37.9M$5.2M
Free cash flow$4.9M-$24.7M-$33.7M$53.8M$53.4M$82.6M

More on NCNO.

Figures from nCino, Inc.'s filings with the U.S. SEC, standardised automatically; prices are end-of-day closes. Not financial advice.