Orrstown Financial Services IncORRF

NasdaqFinanceState Commercial Banks
Price (close)
$41.85
Market cap
$823.2M
P/E
9.5x
Revenue (TTM)
$256.5M
Net income
$86.3M
Dividend yield
2.80%
1-year total return
24.8%
Net margin
33.6%
Revenue growth
3.1%
Debt / equity
—

What Orrstown Financial Services Inc does.

Orrstown Financial Services, Inc., a Pennsylvania corporation, is the financial holding company ("FHC") for its wholly-owned subsidiary Orrstown Bank. The Company’s principal executive offices are located at 4750 Lindle Road, Harrisburg, Pennsylvania, 17111. The Parent Company was organized on November 17, 1987 for the purpose of acquiring the Bank and such other banks and bank-related activities as are permitted by law. The Company provides banking and financial advisory services in south central Pennsylvania, principally in Berks, Cumberland, Dauphin, Franklin, Lancaster, Perry and York Counties, Pennsylvania, and in Anne Arundel, Baltimore, Harford, Howard and Washington Counties, Maryland, as well as Baltimore City, Maryland. The Company’s lending area also includes counties in Pennsylvania, Maryland, Delaware, Virginia and West Virginia within a 75-mile radius of the Company's executive and administrative offices as well as the District of Columbia.

The Company merged with Codorus Valley Bancorp, Inc. ("Codorus Valley") and the Bank merged with its wholly-owned bank subsidiary, PeoplesBank, A Codorus Valley Company, with the Company and the Bank as the surviving entities in the Merger on July 1, 2024 (the "Codorus Valley Merger"). The merger and acquisition method of accounting was used to account for the transaction with the Company as the acquirer. The Company recorded the assets and liabilities of Codorus Valley at their respective fair values as of July 1, 2024. The transaction was valued at $233.4 million and expanded the Bank’s footprint into the York, Pennsylvania market while increasing its market penetration in its existing markets.

Revenue and profit, by fiscal year.

Fiscal year202020212022202320242025
Revenue$16.5M$18.9M$19.5M$19.5M$27.3M$37.1M
Net income$26.5M$32.9M$22.0M$35.7M$22.1M$80.9M
Free cash flow$28.9M$39.6M$35.3M$41.4M$33.4M$70.5M

More on ORRF.

Figures from Orrstown Financial Services Inc's filings with the U.S. SEC, standardised automatically; prices are end-of-day closes. Not financial advice.