Pathfinder Bancorp, Inc.PBHC
What Pathfinder Bancorp, Inc. does.
Pathfinder Bancorp, Inc. (the "Company") is a Maryland corporation incorporated in 2014 and headquartered in Oswego, New York. The primary business of the Company is its investment in Pathfinder Bank (the "Bank") which is 100% owned by the Company. The Company is a registered bank holding company subject to supervision and regulation by the Board of Governors of the Federal Reserve System (the “Federal Reserve Board”). The Company is also subject to supervision and regulation by the New York State Department of Financial Services (the “NYSDFS”).
The Company owns a non-consolidated Delaware statutory trust subsidiary, Pathfinder Statutory Trust II, of which 100% of the common equity is owned by the Company. Pathfinder Statutory Trust II was formed in connection with the issuance of $5.2 million in trust preferred securities.
At December 31, 2025 and 2024, 6,185,644 and 6,125,649 shares of Company common stock (voting and non-voting) were outstanding, respectively.
Revenue and profit, by fiscal year.
| Fiscal year | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| Revenue | $38.1M | $44.5M | $47.3M | $44.1M | $50.5M | $46.8M |
| Net income | $7.0M | $12.4M | $12.9M | $9.3M | $3.4M | -$1.9M |
| Free cash flow | $45.3M | $18.9M | $19.8M | $13.5M | $9.1M | $10.4M |
More on PBHC.
- Pathfinder Bancorp, Inc. summary
- Pathfinder Bancorp, Inc. financial statements
- Pathfinder Bancorp, Inc. key metrics
- Pathfinder Bancorp, Inc. health scores and style box
- Pathfinder Bancorp, Inc. earnings
- Pathfinder Bancorp, Inc. dividends
- Pathfinder Bancorp, Inc. valuation
- Pathfinder Bancorp, Inc. ownership and insiders
- Pathfinder Bancorp, Inc. peers
Figures from Pathfinder Bancorp, Inc.'s filings with the U.S. SEC, standardised automatically; prices are end-of-day closes. Not financial advice.