Ponce Financial Group, Inc.PDLB

NasdaqFinanceSavings Institution, Federally Chartered
Price (close)
$20.27
Market cap
$490.3M
P/E
14.5x
Revenue (TTM)
$120.0M
Net income
$33.8M
Dividend yield
—
1-year total return
36.3%
Net margin
28.1%
Revenue growth
27.6%
Debt / equity
1.11x

What Ponce Financial Group, Inc. does.

Ponce Financial Group, Inc. (hereafter referred to as “we,” “our,” “us,” “Ponce Financial Group, Inc.,” or the “Company”), is a financial holding company and the holding company of Ponce Bank, National Association (“Ponce Bank” or the “Bank”), a national bank. The Company is authorized to pursue other business activities permitted by applicable laws and regulations for financial holding companies, which may include the acquisition of banking and financial services companies.

The Company’s cash flow is dependent on earnings from investments and any dividends received from Ponce Bank. Ponce Financial Group, Inc. does not own nor lease any property, but instead uses the premises, equipment and furniture of Ponce Bank. At the present time, the Company employs only persons who are officers of Ponce Bank to serve as officers of Ponce Financial Group, Inc. It uses the support staff of Ponce Bank from time to time. These persons are not separately compensated by Ponce Financial Group, Inc. Ponce Financial Group, Inc. may hire additional employees, as appropriate, to the extent it so determines in the future.

The Company’s executive office is located at 2244 Westchester Avenue, Bronx, New York 10462, and the telephone number at that address is (718) 931-9000.

Revenue and profit, by fiscal year.

Fiscal year202020212022202320242025
Revenue$55.2M$93.5M$73.0M$75.5M$83.7M$109.2M
Net income$3.9M$25.4M-$30.0M$3.4M$11.0M$28.7M
Free cash flow-$29.4M$14.4M$9.3M$6.1M$4.5M$54.6M

More on PDLB.

Figures from Ponce Financial Group, Inc.'s filings with the U.S. SEC, standardised automatically; prices are end-of-day closes. Not financial advice.