Patriot National Bancorp IncPNBK

NasdaqFinanceNational Commercial Banks
Price (close)
$0.93
Market cap
$108.8M
P/E
—
Revenue (TTM)
$39.1M
Net income
-$6.5M
Dividend yield
—
1-year total return
-29.9%
Net margin
-16.7%
Revenue growth
47.0%
Debt / equity
0.18x

What Patriot National Bancorp Inc does.

Patriot National Bancorp, Inc. (exclusive of its subsidiaries, “PNBK” or the “Holding Company”) is a Connecticut corporation and a registered bank holding company. The Holding Company’s principal asset is Patriot Bank, N.A., a national banking association headquartered in Stamford, Connecticut (the “Bank”) and its other wholly owned subsidiaries are Patriot National Statutory Trust I and PinPat Acquisition Corporation (collectively with PNBK and Bank, the “Company”, “we”, “us”, or “our”). The Bank, a member of the Federal Reserve System (the “Federal Reserve”), operates under a national bank charter issued by the Office of the Comptroller of the Currency (“OCC”), and its deposits are insured by the Federal Deposit Insurance Corporation (“FDIC”) up to applicable limits.

The Company’s common stock is listed on the Nasdaq Global Market under the symbol “PNBK.” As of December 31, 2025, the Company’s only material operating business is the ownership and operation of the Bank.

The Bank commenced operations in 1994 and, as of December 31, 2025, operated eight branch offices, including seven branches in Connecticut and one branch in New York. In addition to its branch network, the Bank serves clients through relationship-based banking, treasury management, institutional banking, and digital banking channels.

Revenue and profit, by fiscal year.

Fiscal year202020212022202320242025
Revenue$523,000$29.7M$36.9M$34.5M$28.4M$29.6M
Net income-$3.8M$5.1M$6.2M-$4.2M-$39.9M-$12.7M
Free cash flow$6.2M$7.2M$6.6M-$11.1M$2.6M-$14.3M

More on PNBK.

Figures from Patriot National Bancorp Inc's filings with the U.S. SEC, standardised automatically; prices are end-of-day closes. Not financial advice.