Republic Bancorp Inc /Ky/RBCAA

NasdaqFinanceState Commercial Banks

Price (close)

$94.13

Market cap

$1.9B

P/E

14.6x

Revenue (TTM)

$409.5M

Net income

$128.0M

Dividend yield

2.06%

1-year total return

31.4%

Net margin

31.3%

Revenue growth

0.5%

Debt / equity

—

What Republic Bancorp Inc /Ky/ does.

The consolidated financial statements included in this report include the accounts of Republic Bancorp, Inc. and its wholly owned subsidiary, Republic Bank & Trust Company. As used in this report, the terms “Republic,” the “Company,” “we,” “our,” and “us” refer to Republic Bancorp, Inc. and, where the context requires, Republic Bancorp, Inc. and its subsidiary. The term the “Bank” refers to the Company’s subsidiary bank, Republic Bank & Trust Company, as well as its wholly owned subsidiary, RBT Insurance Agency LLC. The Company dissolved Republic Insurance Services, Inc., its former insurance captive subsidiary, in 2023. All significant intercompany balances and transactions are eliminated in consolidation.

Republic is an FHC headquartered in Louisville, Kentucky, which is the most populous city in Kentucky. The Bank is a Kentucky-based, state-chartered non-member financial institution that provides both traditional and non-traditional banking products and services through five reportable segments using a multitude of delivery channels. While the Bank operates primarily in its geographical market footprint where it has physical locations, its non-brick-and-mortar delivery channels allow it to reach clients across the U.S.

Revenue and profit, by fiscal year.

Fiscal year	2020	2021	2022	2023	2024	2025
Revenue	$319.4M	$309.3M	$326.5M	$360.2M	$384.8M	$417.5M
Net income	$83.2M	$87.6M	$91.1M	$90.4M	$101.4M	$131.3M
Free cash flow	$71.8M	$94.5M	$151.3M	$101.6M	$143.2M	$161.1M

More on RBCAA.

Figures from Republic Bancorp Inc /Ky/'s filings with the U.S. SEC, standardised automatically; prices are end-of-day closes. Not financial advice.