Redwood Trust IncRWT
What Redwood Trust Inc does.
Redwood Trust, Inc., together with its subsidiaries, is a specialty finance company focused on several distinct areas of housing credit, with a mission to make quality housing, whether rented or owned, accessible to all American households. Our operating platforms occupy a unique position in the housing finance value chain, providing liquidity to growing segments of the U.S. housing market not well served by government programs. We deliver customized housing credit investments to a diverse mix of investors through our best-in-class securitization platforms, whole-loan distribution activities and our publicly-traded securities. Our aggregation, origination, and investment activities have evolved to incorporate a diverse mix of residential consumer and residential investor housing credit assets. We operate our business across four reportable segments: Sequoia Mortgage Banking, CoreVest Mortgage Banking, Redwood Investments, and Legacy Investments.
Our goal is to provide attractive returns to shareholders through a stable and growing stream of earnings and dividends, capital appreciation, and a continued commitment to technological innovation that supports disciplined, risk‑minded growth. Our primary sources of income are net interest income from our investments and non-interest income from our mortgage banking activities. Net interest income primarily consists of the interest income we earn on investments, less the interest expense we incur on borrowed funds and other liabilities. Non-interest income from mortgage banking activities is generated through the origination and acquisition of loans, and their subsequent sale, securitization, or transfer to our investment portfolios.
Revenue and profit, by fiscal year.
| Fiscal year | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| Revenue | -$351.4M | $542.0M | -$7.2M | $165.6M | — | — |
| Net income | -$581.8M | $319.6M | -$163.5M | -$2.3M | $54.0M | -$70.0M |
More on RWT.
- Redwood Trust Inc summary
- Redwood Trust Inc financial statements
- Redwood Trust Inc key metrics
- Redwood Trust Inc health scores and style box
- Redwood Trust Inc earnings
- Redwood Trust Inc dividends
- Redwood Trust Inc valuation
- Redwood Trust Inc ownership and insiders
- Redwood Trust Inc peers
Figures from Redwood Trust Inc's filings with the U.S. SEC, standardised automatically; prices are end-of-day closes. Not financial advice.