Sezzle Inc.SEZL
What Sezzle Inc. does.
Unless otherwise noted, references in this Form 10-K to “we,” “us,” “our,” “Company,” or “Sezzle” refer collectively to Sezzle Inc. and our subsidiaries.
We are a purpose-driven payments company on a mission to financially empower the next generation. Launched in 2017, we have built a digital shopping and payments platform that provides consumers a flexible alternative to traditional credit. Through our products, we aim to give consumers control of their spending, ways to save money, and access to responsible credit. Our vision is to create a digital ecosystem benefiting all of our stakeholders—including merchants, consumers, employees, communities, and investors—while continuing to drive ethical and sustainable growth.
We launched Sezzle amid a backdrop during which digital shopping began to claim a larger share of the retail sector and younger generations (i.e., Gen Z and Millennials) started demonstrating a need for credit. Gen Z and Millennial consumers, who we define as individuals currently between ages 18–29 and 30–48, respectively, use credit cards less frequently than other generations and, in many cases, lack access to traditional credit. These same consumers are tech-savvy and gravitate towards modern, streamlined commerce solutions, whether online or in-person. Our platform addresses the shortcomings in legacy payment offerings consumers face by providing a flexible, secure, omnichannel alternative with the structural benefit of “creditizing” traditional debit products. The technology solutions we have designed align with our mission of financially empowering the next generation.
Revenue and profit, by fiscal year.
| Fiscal year | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| Revenue | $58.8M | $114.8M | $125.6M | $159.4M | $271.1M | $450.3M |
| Net income | -$32.4M | -$75.2M | -$38.1M | $7.1M | $78.5M | $133.1M |
| Free cash flow | -$25.2M | -$72.8M | $8.5M | -$25.8M | $130.6M | $209.3M |
More on SEZL.
- Sezzle Inc. summary
- Sezzle Inc. financial statements
- Sezzle Inc. key metrics
- Sezzle Inc. health scores and style box
- Sezzle Inc. earnings
- Sezzle Inc. dividends
- Sezzle Inc. valuation
- Sezzle Inc. ownership and insiders
- Sezzle Inc. peers
Figures from Sezzle Inc.'s filings with the U.S. SEC, standardised automatically; prices are end-of-day closes. Not financial advice.