Bancorp, Inc.TBBK
What Bancorp, Inc. does.
The Bancorp, Inc. (the “Company,” “we,” “us,” “our” or “the holding company”) is a Delaware financial holding company and our primary, wholly-owned subsidiary is The Bancorp Bank , National Association (the “Bank”). The Bank is a federally chartered commercial bank located in Sioux Falls, South Dakota and is a Federal Deposit Insurance Corporation (“FDIC”) insured institution. The vast majority of our revenue and income is generated through the Bank. As described more fully below, our business strategy is focused on Fintech Solutions, including program sponsorship, payment services, and sponsored lending. We expect our fintech business to generate non-interest income and attract stable, lower cost deposits which we then seek to deploy into lower risk assets in specialized markets through the specialty lending activities of our Credit Solutions business.
An overview of our operations follows, including discussion of Fintech Solutions, Credit Solutions, and Other Operations.
We are a leading fintech bank, focused on partnering with fintech innovators and providing a dynamic portfolio of payment and lending solutions. Our focus is on continually evolving our product offerings to meet the needs and goals of different partners, and building a strong foundation of technology and services, while maintaining a focus on strong and effective regulatory compliance.
Revenue and profit, by fiscal year.
| Fiscal year | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| Revenue | $7.1M | $7.5M | $86.2M | $99.2M | $116.8M | $141.1M |
| Net income | $80.1M | $110.7M | $130.2M | $192.3M | $217.5M | $228.2M |
| Free cash flow | $116.9M | $82.3M | $114.5M | $174.2M | $204.9M | $257.9M |
More on TBBK.
- Bancorp, Inc. summary
- Bancorp, Inc. financial statements
- Bancorp, Inc. key metrics
- Bancorp, Inc. health scores and style box
- Bancorp, Inc. earnings
- Bancorp, Inc. dividends
- Bancorp, Inc. valuation
- Bancorp, Inc. ownership and insiders
- Bancorp, Inc. peers
Figures from Bancorp, Inc.'s filings with the U.S. SEC, standardised automatically; prices are end-of-day closes. Not financial advice.