NOORULT

United Bancorp Inc /Oh/UBCP

NasdaqFinanceState Commercial Banks
Price (close)
$15.18
Market cap
$87.1M
P/E
10.9x
Revenue (TTM)
—
Net income
$8.0M
Dividend yield
6.26%
1-year total return
19.3%
Net margin
—
Revenue growth
—
Debt / equity
—

What United Bancorp Inc /Oh/ does.

United Bancorp, Inc. (Company) is a bank holding company headquartered in Martins Ferry, Ohio. The Company is an Ohio corporation which filed its initial articles of incorporation on July 8, 1983. At December 31, 2025 the Company has one wholly-owned subsidiary bank, Unified Bank, Martins Ferry, Ohio (Unified, or the Bank).

The Company serves customers in northeastern, eastern, southeastern and south central Ohio and the Northern panhandle of West Virginia and is engaged in the business of commercial and retail banking in Belmont, Harrison, Jefferson, Tuscarawas, Carroll, Athens, Hocking, and Fairfield counties and the surrounding localities. The bank also operates in Ohio and Marshall counties in West Virginia. The Bank provides a broad range of banking and financial services, which includes accepting demand, savings and time deposits and granting commercial, real estate and consumer loans. Unified conducts its business through its main office and stand alone operations center in Martins Ferry, Ohio and eighteen branches located in the counties mentioned above.

Unified has no single customer or related group of customers whose banking activities, whether through deposits or lending, would have a material impact on the continued earnings capabilities if those activities were removed.

Revenue and profit, by fiscal year.

Fiscal year202020212022202320242025
Revenue——————
Net income$8.0M$9.5M$8.7M$8.9M$7.4M$7.8M
Free cash flow$6.9M$7.4M$8.0M$8.4M-$1.2M-$1.3M

More on UBCP.

Figures from United Bancorp Inc /Oh/'s filings with the U.S. SEC, standardised automatically; prices are end-of-day closes. Not financial advice.