UNIVEST FINANCIAL CorpUVSP

NasdaqFinanceState Commercial Banks
Price (close)
$41.79
Market cap
$1.2B
P/E
11.7x
Revenue (TTM)
$339.6M
Net income
$98.4M
Dividend yield
2.15%
1-year total return
40.3%
Net margin
29.0%
Revenue growth
9.4%
Debt / equity
0.02x

What UNIVEST FINANCIAL Corp does.

The Corporation is a Pennsylvania corporation, organized in 1973, and registered as a bank holding company pursuant to the Bank Holding Company Act of 1956. The Corporation owns all of the capital stock of Univest Bank and Trust Co. (the "Bank") and is the sole member of 1876 Double Eagle LLC. The consolidated financial statements include the accounts of the Corporation and its wholly owned subsidiaries, the Bank and 1876 Double Eagle LLC. The Corporation's and the Bank's headquarters are located at 14 North Main Street, Souderton, Pennsylvania 18964. At December 31, 2025, the Corporation had total assets of $8.4 billion, net loans and leases of $6.8 billion, total deposits of $7.1 billion and total shareholders' equity of $943.3 million.

The Bank is a Pennsylvania state-chartered bank and trust company. As a state-chartered member bank of the Federal Reserve System, the Bank is regulated primarily by the Pennsylvania Department of Banking and Securities and the Federal Reserve Bank of Philadelphia.

The Bank is engaged in domestic banking services for individuals, businesses, municipalities and non-profit organizations. Through its wholly-owned subsidiaries, the Bank provides a variety of financial services throughout its markets of operation. The Bank is the parent company of Girard Investment Services, LLC, a full-service registered introducing broker-dealer and a licensed insurance agency, Girard Advisory Services, LLC, a registered investment advisory firm, and Girard Pension Services, LLC, a registered investment advisor, which provides investment consulting and management services to municipal entities. Girard Investments is headquartered in Souderton, Pennsylvania and Girard Advisory Services is headquartered in King of Prussia, Pennsylvania. The Bank is also the parent company of Univest Capital, Inc., an equipment financing business headquartered in Warminster, Pennsylvania, and Univest Insurance, LLC, an independent insurance agency headquartered in Lansdale, Pennsylvania.

Revenue and profit, by fiscal year.

Fiscal year202020212022202320242025
Revenue$0$0$296.2M$296.8M$299.2M$328.1M
Net income$46.9M$91.8M$78.1M$71.1M$75.9M$90.8M
Free cash flow$47.4M$96.5M$104.2M$83.0M$72.0M$96.9M

More on UVSP.

Figures from UNIVEST FINANCIAL Corp's filings with the U.S. SEC, standardised automatically; prices are end-of-day closes. Not financial advice.