Waterstone Financial, Inc.WSBF

NasdaqFinanceSavings Institution, Federally Chartered
Price (close)
$20.32
Market cap
$365.3M
P/E
12.1x
Revenue (TTM)
$150.2M
Net income
$30.1M
Dividend yield
3.15%
1-year total return
32.7%
Net margin
20.0%
Revenue growth
12.4%
Debt / equity
1.17x

What Waterstone Financial, Inc. does.

This Annual Report on Form 10-K may contain or incorporate by reference various forward-looking statements, which can be identified by the use of words such as “estimate,” “project,” “believe,” “intend,” “anticipate,” “plan,” “seek,” “expect” and similar expressions and verbs in the future tense. These forward-looking statements include, but are not limited to:

These forward-looking statements are based on current beliefs and expectations of our management and are inherently subject to significant business, economic and competitive uncertainties and contingencies, many of which are beyond our control. In addition, these forward-looking statements are subject to assumptions with respect to future business strategies and decisions that are subject to change.

The following factors, among others, could cause actual results to differ materially from the anticipated results or other expectations expressed in the forward-looking statements.

Revenue and profit, by fiscal year.

Fiscal year202020212022202320242025
Revenue$297.5M$258.7M$162.5M$131.4M$135.5M$141.9M
Net income$81.1M$70.8M$19.5M$9.4M$18.7M$26.4M
Free cash flow-$94.8M$141.2M$206.0M-$28.3M$47.0M$23.0M

More on WSBF.

Figures from Waterstone Financial, Inc.'s filings with the U.S. SEC, standardised automatically; prices are end-of-day closes. Not financial advice.