Yuanbao Inc.YB
What Yuanbao Inc. does.
We are a leading technology-driven online insurance distributor in China. We take pride in pioneering the seamless integration of insurance with cutting-edge technologies, and have constructed a highly efficient full consumer service cycle engine. Through this engine, we successfully distribute suitable and high-quality insurance products to over ten million insurance consumers.
Our engine enables us to provide customized services for each insurance consumer across personalized recommendation, purchasing, policy management, claim settlements and post-sale services. Built upon a scalable architecture, our engine is equipped with effective predictive capabilities generated from interconnected networks of models. This allows us to continually optimize model outcomes across different media channels, diverse consumer preferences and product depth and breadth. As of December 31, 2025, we had approximately 5,000 models supporting our operations.
Our engine offers significant value propositions for insurance consumers and insurance carriers. We act as a unique and efficient gateway to distribute customized insurance products underwritten by our partnered insurance carriers. We have robust collaboration with insurance carriers by empowering them to tailor a variety of flagship insurance products, which in turn enables us to attract and retain a vast consumer base and stimulate their demand for insurance products. By accumulating and analyzing more big data, we gain deeper and wider understanding of consumer demands and behavior. Through all this, we are able to fulfill consumers’ evolving needs and enhance insurance carriers’ sales at the same time. Driven by our engine and our market leading position, we are well-positioned to further penetrate this rapidly growing market.
Revenue and profit, by fiscal year.
| Fiscal year | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Revenue | — | $2.0B | $3.3B | $4.4B |
| Net income | — | $203.1M | $865.8M | $1.3B |
| Free cash flow | — | $437.3M | $1.2B | $1.5B |
More on YB.
- Yuanbao Inc. summary
- Yuanbao Inc. financial statements
- Yuanbao Inc. key metrics
- Yuanbao Inc. health scores and style box
- Yuanbao Inc. earnings
- Yuanbao Inc. dividends
- Yuanbao Inc. valuation
- Yuanbao Inc. ownership and insiders
- Yuanbao Inc. peers
Figures from Yuanbao Inc.'s filings with the U.S. SEC, standardised automatically; prices are end-of-day closes. Not financial advice.